Communicable diseases in the workplace pose three classes of risk: (1)
workers’ compensation liability, (2) third-party liability, and (3) productivity
losses. All three are potentially very expensive, yet have been accorded scant
attention from employers or employees. The HIV epidemic has sensitized
employees and employers to the problems of workplace-acquired infections. As
declining health insurance coverage forces more persons to seek compensation
through the courts for illness, workers’ compensation claims for workplace-
acquired infections will increase.
Workers’ compensation laws are not limited to accidents or occupational
illnesses; they cover all illnesses and injuries acquired in the workplace,
including communicable diseases and intentional injuries such as rape. The
employee is entitled to the cost of medical care, disability, and lost time for
work. In return, the law prevents the employee from suing the employer for
the more extensive damages available in tort litigation. This exemption is
important because some usually mild diseases can cause serious injuries in
adults. Mumps can cause sterility, measles sometimes kills, chicken pox can
cause brain injury, and tuberculosis can require long-term treatment.
Earlier in this century, it was common for employees to claim compensation for
communicable diseases such as typhoid caught from the company water supply.
As the public awareness of communicable diseases diminished, claims for
workplace- acquired infections decreased. Even medical care workers, who
have a high rate of morbidity from workplace infections, have tended to rely on
group health coverage for workplace- acquired infections rather than workers’
compensation. Progressive reductions in group health coverage and reduced
job security are causing workers to seek workers’ compensation for illnesses
that in the past would not have resulted in compensation claims. This will
require physicians to be more sensitive to the epidemiology of workplace-
acquired infections.